Banking with Interest

Banks Are Asking the Wrong Question About AI

June 17, 2026·51 min
Episode Description from the Publisher

Alex Johnson, founder of Fintech Takes, details why many banks are thinking about AI the wrong way. He updates his views on stablecoins vs. tokenized deposits, discusses why fintech competition remains a potent threat to banks and talks about why the bigger issue may be how customers use AI to make financial decisions.

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