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Financial Audit: Daily Summaries Delivered
by Caleb Hammer
Personal finance nerd at heart! Making content to entertain and educate.
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- Today1h 36m
The Most Hated Woman In Financial Audit History
*THE GUY CALLED US BACK IN THE POST SHOW* and she is fully exposed as a liar. Shes making things up, exaggerating, and is the worst human ever. Post Show, watch here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual) 50% OFF IS LIVE. Merry Christmas in July you financially naughty little freaks. Take the NEW AND IMPROVED Hammer Quiz to see if your finances are naughty or nice, then get half OFF the exact courses you need to finally unf*ck your money: https://hamr.link/xmasjuly 💰 Download Dollarwise - Big Deals, New Features, Free Trial: https://go.dollarwise.com/join ============================= *Caleb Hammer Financial Resources* ============================= 👉 See if refinancing your high-interest debt saves money. Checking is free. → https://hamr.link/ytmoneylion2 👉 Find and compare much better AND cheaper car insurance for free → https://www.moneylion.com/network/hammer-media/auto-insurance/search 👉 Finally experience relief from your debt once and forall → https://www.moneylion.com/network/hammer-media/debt-relief/explore ============================= 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 🔥 Get Your Own *Hammer Financial Score* → https://hamr.link/newquiz ============================= *Sponsors for This Video* ============================= You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer If you or someone you know experienced serious mental health struggles as a result of social media use, you may be entitled to a potential recovery of over $1,000. Visit https://morganmorganpa.sjv.io/c/7273707/3841482/23429?sharedid=caleb-hammer to submit a claim now. ============================= *Education* ============================= 👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb ⚡Learn how to budget: https://bit.ly/4sspyGh ⚡Learn how to invest: https://bit.ly/41mr8OP ⚡Pay off your debt: https://bit.ly/41mr8OP ============================= *Extra Resources* ============================= 👉 Land a high-paying job with no experience or degree: ➡ https://coursecareers.com/CalebHammer 👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb 👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt 👉 Get $20 from Acorns for free: ➡ https://acorns.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡ https://aura.com/hammer ============================= *Chapters* ============================= 00:00 Intro 01:30 Job & Income 03:30 employers worst nightmare... wdym BURNT OUT 11:43 i too get sugardaddies on accident lol 16:20 be careful fellas, women are dangerous... 30:07 she self-associated with Nikki LMFAAO 40:25 "high value" okay sure buddy 46:25 chat, who's side are we on? 01:09:10 needing moms validation is kinda weeeeird... 01:19:40 bullsh*t bullsh*t bullsh*t 01:26:00 Budget!! ============================= Want more content? ============================= 🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips 🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices
- 2 days agoconversational1h 47m6-min read
Financial Audit's Most Toxic Husband
A young couple with two children struggles with financial instability, poor communication, and deeply misaligned priorities, as the husband spends thousands on military reenactments and a $40,000 gun collection while the family lives paycheck to paycheck, triggering resentment and emotional breakdowns.
- 5 days agoconversational1h 41m6-min read
Financial Audit's Biggest Piece Of Sh*t
Rico Suave, a 24-year-old Austin resident, returns for a follow-up episode of Financial Audit after previously being fired from a sales job and now working as a leasing consultant making $1,400 every two weeks. He’s unemployed in spirit, proudly bum-maxing — a lifestyle of doing the bare minimum while exploiting government benefits, scamming systems, and spending heavily on sex work, drugs, and fast food. Host Caleb Hammer dissects Rico’s financial chaos, including food stamps, fraudulent meal pickups, a $551 ab surgery financed on credit, and a web of pay advance apps, while Rico defends his choices with absurd justifications, conspiracy theories, and offensive rants.
- 1 weeks agoconversational1h 51m5-min read
I Hate His B*tch Wife | Financial Audit
April and Sebastian, a married couple from Tyler, Texas, are on the brink of divorce due to financial mismanagement, emotional disconnect, and mutual resentment. Despite both working—April as a waitress earning about $500 weekly and Sebastian as a low-paid Division I college track and field coach—they survive on just $4,100 monthly, burdened by over $30,000 in collections, student loans, credit card debt, and Affirm financing for a failing coffee cart business. Their relationship is defined by control struggles, poor communication, and emotional neglect, with neither partner feeling heard or supported.
- 1 weeks agoconversational1h 52m6-min read
The Most Ghetto Financial Audit Ever
A business partnership between Kevin, Ricky, and Cherry unravels under scrutiny as financial mismanagement, off-the-books income, and lack of formal agreements expose deep dysfunction. Despite Kevin investing hundreds of thousands of dollars and holding 50% equity, he has seen no return, while Ricky operates a sprawling, unfocused entertainment business funded partly by Cherry’s VA disability and unreported cash income.
- 2 weeks agoconversational1h 42m5-min read
Predator EXPOSED On Financial Audit
A deeply troubled couple from Lubbock, Texas, appear on a financial advice podcast to discuss their dire money situation, but the conversation quickly unravels into a harrowing exposé of domestic violence, child endangerment, emotional manipulation, and systemic dysfunction. Willow, a 26-year-old administrative assistant, earns $24.86 monthly after deductions, while Lucas, her 33-year-old partner and father of her two children, claims to earn around $400 a month as a pet sitter — a figure contradicted by his own statements. Their financial instability is dwarfed by a history of abuse, including Lucas breaking down a bedroom door, choking Willow while she held their newborn, threatening to shoot her parents’ house, and masturbating in front of her seven-year-old sister. Despite multiple police interventions and a prior divorce, they’ve reunited under coercive and financially unsustainable conditions, with Willow now seeking help to reclaim control over her life and finances.
- 2 weeks agoconversational1h 48m6-min read
I Finally Snapped | Financial Audit
A heated, often combative podcast episode unfolds between host Caleb Hammer and guest Doomsday, a 25-year-old queer, self-described socialist from South Dakota, as they clash over personal responsibility, systemic inequality, housing, healthcare, and the merits of capitalism versus socialism, with Hammer relentlessly challenging Doomsday’s policy knowledge and financial decisions while Doomsday pushes back on what they see as callous individualism.
- 3 weeks agoconversational1h 47m5-min read
The Most INSANE Couple Ever | Financial Audit
A couple, Chelsea and Luke, appear on a financial advice podcast to discuss their money problems, but the conversation quickly devolves into a chaotic mix of conspiracy theories, religious extremism, and personal dysfunction, revealing deep financial mismanagement, distrust, and a complete lack of shared reality.
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About Financial Audit
Personal finance nerd at heart! Making content to entertain and educate.
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