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Financial Audit: Daily Summaries Delivered
by Caleb Hammer
Personal finance nerd at heart! Making content to entertain and educate.
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- 3 days agoconversational1h 43m5-min read
The Biggest Losers In Financial Audit History
A married couple from St. Louis, Shannon and Tanner, appear on Financial Audit to discuss their failing financial partnership, revealing deep misalignment in goals, accountability, and trust. Shannon earns $78,000 annually as a hospitality manager, while Tanner, who calls himself an entrepreneur running a security business, brings in only $600–$900 monthly with no consistent income. Their finances are in disarray: maxed-out credit cards, drained savings, a severely underwater car loan, and mounting medical debt. The conversation exposes lies, emotional detachment, and self-sabotage, culminating in a breakdown of both financial and marital integrity.
- 5 days agoconversational1h 37m5-min read
She Needs To Divorce Him | Financial Audit
On this episode of Financial Audit, host Caleb Hammer confronts an engaged couple, Jamie and Michael, whose financial chaos is deeply entwined with emotional abuse, enabling behavior, and systemic dysfunction. Michael admits to regularly yelling at and throwing things around their children, while the household is also financially supporting a long-term unemployed friend, Adam, who contributes to excessive spending on fast food and weed. With eight months of mortgage arrears, a repossessed car, and multiple collections, the situation is dire—yet Jamie remains trapped due to financial dependence and emotional loyalty.
- 1 weeks agoconversational1h 40m5-min read
My 600-Lb. Audit | Financial Audit
A couple, Brittany and Kyle, appear on a financial advice podcast to discuss their dire financial situation, strained relationship, and unconventional income strategies, revealing deep dysfunction in communication, mutual disrespect, and reckless spending that jeopardizes their housing and family stability.
- 1 weeks agoconversational1h 36m6-min read
The Most Ghetto Couple In Financial Audit History
A young couple, Mercedes (19) and Jay (20), appear on Financial Audit to discuss their chaotic relationship and finances, revealing a pattern of domestic violence, substance abuse, infidelity, and financial dependency. Mercedes stabbed Jay in the leg during a drunken argument days before filming, and both have been jailed multiple times for public intoxication and domestic incidents. Despite the abuse and dysfunction, they remain entangled due to emotional dependency, shared parenthood of a nine-month-old daughter, and financial reliance.
- 1 weeks agoconversational1h 39m7-min read
The Most Hated Couple In Financial Audit History
Caleb Hammer hosts a confrontational financial intervention with James and Sarah, a married couple from Arkansas whose lives are defined by dysfunction: chronic infidelity, financial mismanagement, child endangerment, and suspected drug use. Despite James’s desire to improve their finances, Hammer concludes they are beyond repair without first addressing their personal pathologies.
- 2 weeks agoconversational1h 41m5-min read
The Most Evil Woman In Financial Audit History
A couple, Phoebe and Jake, appear on the financial advice podcast Financial Audit to discuss their recent breakup, trust issues rooted in digital communication and inappropriate messaging, and their chaotic financial entanglements. Despite a strong sexual connection, their relationship collapsed due to unresolved conflicts, boundary violations involving Snapchat exchanges with other men, and poor financial decisions that left both deeply in debt.
- 2 weeks ago1h 44m
Financial Audit's Most Toxic Couple
*I CALL HER MOM* and get the opinion on the "r*pe" and oh my goodness... this is the most insane convo I have ever had in my life. It goes off the rails. Watch post show here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual) 💰 Download Dollarwise - Big Deals, New Features, Free Trial: https://go.dollarwise.com/join ============================= *Caleb Hammer Financial Resources* ============================= 👉 *PERSONAL LOANS* Shop for the best personal loan for a new purchase, a consolidation, or something else → https://shorturl.at/c53Eg 👉 *DEBT RELIEF* Finally experience relief from your debt once and for all → https://shorturl.at/VbGPv 👉 *CREDIT BUILDER* Got crappy credit? Break free and finally build it for good → https://shorturl.at/zZf2P 👉 *AUTO LOANS* Get the best rates on an auto loan or refinance → https://shorturl.at/vNxQL 👉 *CAR INSURANCE* Find and compare much better AND cheaper car insurance for free → https://shorturl.at/vGDD5 ============================= 🔥 MY NEW FLAVOR IS FINALLY LIVE!! Get Liquid Assets *NOW* for under 40 cents per serving!! Get 10% off your entire order with code CALEB - https://hamr.link/calebdrank 🔥 Get Your Own *Hammer Financial Score* → https://hamr.link/newquiz ============================= *Sponsors for This Video* ============================= Go to https://lelo.to/LELOF2sDSxCaleb and use code HAMMER20 for an extra 20% off on ALL products and stackable with current discounts You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer Ready to reach your goals? Visit https://hims.com/hammer to get a personalized, affordable plan that gets you. For the first time ever you can try NetSuite Next for FREE at https://netsuite.com/HAMMER If you or someone you know experienced serious mental health struggles as a result of social media use, you may be entitled to a potential recovery of over $1,000. Visit https://morganmorganpa.sjv.io/c/7273707/3841482/23429?sharedid=caleb-hammer to submit a claim now. ============================= *Education* ============================= 👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb ⚡Learn how to budget: https://bit.ly/4sspyGh ⚡Learn how to invest: https://bit.ly/41mr8OP ⚡Pay off your debt: https://calebhammer.com/master-your-debt ============================= *Extra Resources* ============================= 👉 Land a high-paying job with no experience or degree: ➡ https://coursecareers.com/CalebHammer 👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb 👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt 👉 Get $20 from Acorns for free: ➡ https://acorns.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡ https://aura.com/hammer 👉 Checking & Savings: Get up to $350 and 3.75% APY on savings with Chime®: https://secure.moneymatchup.com/-caleb-chime-YT ============================= *Chapters* ============================= 00:00 Intro 01:40 Jobs & Income (?) 06:00 soo divorce is on the table... 11:28 is it hard to just not hit your spouse? 20:30 these two should not be together 26:30 she loves getting the attention of people IN PRISON LMAAO (she gota be cheating) 34:15 errrm i think thats r*pe 41:25 Financial Audits Most Toxic Couple!! 52:00 30-year-old using mommys credit card?? 01:05:10 americans and their attachment to cars is so weird lol 01:11:10 "its for my child" buddy... 01:20:53 taro cards and lacking basic vocabulary.. shes COOKED 01:28:15 bullsh*t bullsh*t bullsh*t (and tattoos) 01:31:30 Budget!! ============================= Want more content? ============================= 🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips 🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel 🍿 Caleb Hammer Top Videos https://www.youtube.com/@CalebHammerTopVideos ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices
- 3 weeks agoconversational1h 40m6-min read
I Kicked Off Her Abusive Husband | Financial Audit
A couple's appearance on the financial advice podcast Financial Audit rapidly devolves from a discussion of budgeting and spending habits into a harrowing exposé of emotional and physical abuse, serial infidelity, child endangerment, and systemic enabling by family and institutions. The host, Caleb Hammer, shifts from financial critique to urgent intervention, offering the wife resources to escape her dangerous situation after uncovering a pattern of violence and manipulation.
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About Financial Audit
Personal finance nerd at heart! Making content to entertain and educate.
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How often does Financial Audit release new episodes?
Financial Audit publishes every few days. Our AI generates a summary within hours of each new episode.
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Financial Audit covers topics including Education, Business, Investing, Self-Improvement. Our AI identifies the specific themes in each episode and highlights what matters most to you.
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