Unplugged & Unfiltered: CEO Roundtable 2026

What do CEOs say after a town hall meeting ends? Two sitting mortgage CEOs. No script. No talking points. Just the conversation that usually happens after everyone else leaves the room.Fobby Naghmi sits down with Keith Cantor, CEO of First Community Mortgage, and John Overfelt, Owner and Director of Sales at American Security Mortgage, for a roundtable that goes places most podcast conversations don't.Keith says AI is going to cost people their jobs — flat out, no hedge. He's already building AI School programs for all 375 of his employees because he believes leaders who ignore it are failing their shareholders, and leaders who adopt it without preparing their people are failing their teams.John has watched companies fold, get acquired, and disappear overnight. He's watched CEOs post "we're not for sale" two weeks before the sale closed. His take on trust is simple — it's built in every ordinary moment before the crisis, not during it.They disagree on recruiting. Keith develops talent from within and keeps LOs for 7+ years. John buys proven producers and imports intellectual property his team never would have built on its own. Neither one backs down.This is the stuff mortgage leaders think about at 11pm. We just said it out loud.Topics covered in this episode:Personal branding and why blunt beats polished on LinkedInWhat leaders most underestimate about their peopleRecruit a proven producer or develop one from scratch?CEO transparency during mergers, acquisitions, and crisisAI, jobs, and how one CEO is actually preparing his companyThe one thing every loan officer should stop doing tomorrowLaugh, Lend & Eat is hosted by Fobby Naghmi, SVP at AnnieMac Home Mortgage, and co-host Justin Neal of Summit Mortgage Corporation. New episodes every week at laughlendandeat.com