Free Daily Podcast Summary
Money Lessons with Andrew Temte, PhD, CFA: Daily Summaries Delivered
by Andrew Temte
Andrew Temte’s insights into personal and professional continuous improvement with a focus on improving financial literacy and financial decision-making.
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- 6 days ago13 min
The Quarterly Rhythm That Shapes American Business
In this episode of Money Lessons, Andy picks up where last week's IPO episode left off and walks through what changes once a company is publicly traded. He explains the lockup period that follows every IPO — using Airbnb's May 17, 2021 lockup expiration and six-percent drop as the concrete example — then breaks down the SEC's three core disclosure filings (10-K, 10-Q, and 8-K) that drive the rhythm of public-company life. Andy then tackles the real cost of all this — short-termism — citing Warren Buffett and Jamie Dimon's 2018 Wall Street Journal op-ed and drawing on his own experience to show how the quarterly cycle shapes corporate behavior at public and private companies alike. AndrewTemte.com
- 1 weeks ago12 min
Going Public: How a Private Company Becomes a Stock You Can Buy
In this episode of Money Lessons, Andy walks through what happens when a company goes public — how a private business with a small group of owners becomes a publicly traded stock that anyone with a brokerage account can buy. The episode covers the five reasons companies decide to go public, the underwriting process and the role of investment banks, the road show and how the offering price gets set, and what happens on the first day of trading — including why the price you and I pay is almost always different from the price the institutions paid the night before. Using Airbnb's December 2020 IPO as a concrete example, Andy unpacks the "pop" between offering price and opening price, then revisits the three risks of stock ownership from two weeks ago to highlight how cognitive biases — particularly the urge to follow the crowd — make hot IPOs especially dangerous territory for everyday investors. AndrewTemte.com
- 2 weeks ago13 min
Three Lenses on Stock Value: Why Cash Is Still King
In this episode of Money Lessons, Andy tackles one of the most foundational questions in investing: what is a stock actually worth? Returning to value-investing pioneer Benjamin Graham, Andy walks through the three primary lenses professional analysts use to estimate stock value—relative valuation, asset-based valuation, and cash-flow-based valuation—and shows how each one offers a different angle on the same question. Using the dot-com bubble as a cautionary tale, Andy illustrates what happens when relative valuation becomes untethered and stock prices disconnect from underlying business fundamentals. The unifying principle: speculation can run for surprisingly long stretches, but eventually a business must generate cash, or its price will be revalued to reflect what's actually there.
- 3 weeks ago12 min
The Three Risks of Owning Stock
In this episode of Money Lessons, Andy walks through the three categories of risk that dominate the experience of owning stock: firm-specific risk, market risk, and behavioral risk. He explains why a stock's daily movement is mostly driven by company news, but why the broad market overwhelms those differences when it moves sharply—answering the listener's natural "which is it?" question. Using the 2008 financial crisis and the March 2020 pandemic crash as examples, Andy shows how fast and slow declines both punish panic-selling, just on different timelines. He closes with observation that most of the gap between what individual investors earn and what the market returns isn't about picking the wrong stocks—it's about behavior. AndrewTemte.com
- May 2, 202611 min
Leverage and Margin Explained: The Power and Peril of Borrowed Money
In this episode of Money Lessons, Andy explores leverage and margin — what happens when investors borrow money to buy stocks. He traces the story from the unchecked margin trading of the 1920s that fueled the 1929 crash through the regulatory response that reshaped modern markets, including Regulation T and FINRA's maintenance margin requirements. Andy walks through a margin call example to show how borrowed money amplifies both gains and losses, then closes with practical questions every investor should ask before borrowing to invest. AndrewTemte.com
- Apr 25, 202611 min
Preferred Stock Explained: The Hybrid Equity Security
In this episode of Money Lessons, Andy explores preferred stock — the hybrid security that sits between bonds and common stock in a company's capital structure. He traces its origins to the Railway Mania of 1840s Britain and the aftermath of the Panic of 1837 in America, where distressed railroads and canal companies invented a new class of shares to attract cautious investors. Andy explains how preferred stock borrows features from both debt and equity, defines the critical distinction between cumulative and non-cumulative preferred shares, and shows where preferred shareholders stand in the priority hierarchy alongside bondholders and common shareholders. AndrewTemte.com
- Apr 18, 202612 min
Measuring Equity Returns: The Five Metrics Every Investor Should Know
In this episode of Money Lessons, Andy traces the historical shift from dividend-focused investing to earnings-based valuation, showing how mandatory financial disclosure in the 1930s transformed the way investors evaluate stocks. He walks through five essential equity metrics—earnings per share (EPS), the price-to-earnings (P/E) ratio, the dividend payout ratio, the price-to-sales (P/S) ratio, and the price-to-book (P/B) ratio—explaining what each one measures and when to use it. Andy connects these modern tools back to Benjamin Graham's pioneering work in value investing and shows how they build on dividend and buyback concepts covered in earlier episodes.
- Apr 11, 202611 min
Dividends Explained: How Equity Income Works and Why It Matters
In this episode of Money Lessons, Andy explores how dividends work and why they matter for investors building long-term wealth. He traces the history of dividends back to the Dutch East India Company's first payment in 1610—which was made in spices, not cash—and walks through the four key dates every dividend investor needs to understand. Andy also explains dividend yield, why some companies pay dividends while others don't, and how dividend-paying stocks fit into a broader portfolio strategy based on individual risk tolerance. AndrewTemte.com
Get Money Lessons with Andrew Temte, PhD, CFA summaries in your inbox
Free AI-powered daily recaps. Key takeaways, quotes, and mentions — in a 5-minute read.
Get Free Summaries →Free forever for up to 3 podcasts. No credit card required.
You Might Also Like
Listeners also like.
How to Money
Two friends break down personal finance topics like debt payoff and investing in simple, practical terms for everyday listeners.
NerdWallet's Smart Money Podcast
Personal finance experts break down budgeting, saving, investing, and credit to help listeners make informed money decisions.
Your Money Guide on the Side
Personal finance advice and investing insights explained clearly with expert guests to help manage money effectively.
Money Guy Show
Teaches wealth-building strategies to help listeners grow their assets and achieve financial goals efficiently.
The Money Mondays
Discusses investments, side hustles, and charity through interviews with entrepreneurs and celebrities in their homes and studios.
Afford Anything | Make Smart Money Choices
Explores money, investing, and decision-making through critical thinking, behavioral psychology, and mental models.
The Story of Money
A global look at current business and financial news through reporting by Financial Times journalists.
Masters in Business
Barry Ritholtz interviews influential figures in markets, investing, and business.
Money Stuff: The Podcast
A weekly discussion on Wall Street, finance, and related topics with Matt Levine and Katie Greifeld.
Masters in Business
Barry Ritholtz explores the people and ideas influencing markets, investing, and business.
Planet Money Summer School
A crash course in economics that teaches fundamental concepts through real-world examples in everyday life.
Wake Up to Wealth
A real estate expert shares strategies and stories on building wealth through real estate, entrepreneurship, and financial mindset.
Customized Recaps
AI-powered recaps with compact key takeaways, quotes, and insights.
Straight to Your Inbox
Get key takeaways from Money Lessons with Andrew Temte, PhD, CFA in a 5-minute read.
Save Hours Every Week
Stay current on your favorite podcasts without falling behind.
Frequently Asked Questions
What is Podzilla's Money Lessons with Andrew Temte, PhD, CFA daily summary?
It's a free AI-powered email that summarizes new episodes of Money Lessons with Andrew Temte, PhD, CFA as soon as they're published. You get the key takeaways, notable quotes, and links & mentions — all in a quick read.
How does the Money Lessons with Andrew Temte, PhD, CFA podcast summary work?
When a new episode drops, our AI transcribes and analyzes it, then generates a personalized summary tailored to your interests and profession. It's delivered to your inbox every morning.
Is this an official Money Lessons with Andrew Temte, PhD, CFA product?
No. Podzilla is an independent service that summarizes publicly available podcast content. We're not affiliated with or endorsed by Andrew Temte.
Can I get summaries of other podcasts too?
Absolutely! The free plan covers up to 3 podcasts. Upgrade to Pro for 15, or Premium for 50. Browse our full catalog at /podcasts.
How often does Money Lessons with Andrew Temte, PhD, CFA release new episodes?
Money Lessons with Andrew Temte, PhD, CFA publishes weekly. Our AI generates a summary within hours of each new episode.
What topics does Money Lessons with Andrew Temte, PhD, CFA cover?
Money Lessons with Andrew Temte, PhD, CFA covers topics including Education, Business, Investing. Our AI identifies the specific themes in each episode and highlights what matters most to you.
Start getting Money Lessons with Andrew Temte, PhD, CFA summaries tomorrow morning.
Free forever for up to 3 podcasts. No credit card required.
Free forever for up to 3 podcasts. No credit card required.