Free Daily Podcast Summary
Money Lessons with Andrew Temte, PhD, CFA: Daily Summaries Delivered
by Andrew Temte
Join Dr. Andrew Temte in Money Lessons, a financial education podcast that transforms complex economic concepts into accessible, engaging stories. Each 10-minute episode builds your financial knowledge through historical narratives and practical applications, covering topics such as: How insurance and risk management work Stock market fundamentals and investment principles Banking systems and monetary policy Interest rates, inflation, and economic cycles Credit, debt, and smart borrowing decisions Foundational macro and microeconomic principles that directly apply to personal financial decision-making Building wealth through informed financial decisions Dr. Andrew Temte, a PhD in finance, CFA Charterholder, and former CEO of Kaplan Professional, brings over 15 years of university teaching experience to make finance education approachable for everyone—from high school graduates to seasoned professionals. Unlike traditional personal finance podcasts, Money Lessons uses historical storytelling to reveal how financial systems evolved and why they matter today. Explore how the Knights Templar influenced banking, how the Dutch East India Company created stock markets, and how Benjamin Franklin’s compound interest experiments relate to modern financial decisions. Ideal for young professionals starting their investment journey, parents teaching financial responsibility, or anyone building a foundation for long-term wealth creation.
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- 6 days ago15 min
Self-Employment Tax, Estimated Payments, and the Side Gig
In this episode of Money Lessons, Andy turns to the earners the pay stub episodes left out: the self-employed, the independent contractor, and the side gig. He defines the five terms that matter — self-employed, the 1099, net earnings, self-employment tax, and estimated payments — and works through the tax bill on the same $50,000 last week's employee earned, so listeners hear what happens when both halves of Social Security and Medicare land on the self employed. A trip back to 1943 explains why the self-employed still pay the way every American once did, and why the IRS wants four payments a year instead of one. The episode closes with Andy's rule for anyone earning without a pay stub: set the tax money aside the day the payment arrives, and put the four dates on the calendar. AndrewTemte.com
- 1 weeks ago13 min
Benefits Are Pay: Total Compensation and the Employer Match
In this episode of Money Lessons, Andy adds up what a job is worth beyond the salary: the employer's share of the health premium, the employer's half of Social Security and Medicare, and the retirement match. He follows one employee earning $50,000 and shows that total compensation comes to $63,100, and $750 less when a default contribution rate leaves half the match uncollected. Along the way he defines vesting, points to the one line on a W-2 that shows what your health coverage costs, and shares the Bureau of Labor Statistics finding that benefits are 30 percent of what private employers spend on pay. AndrewTemte.com
- 2 weeks ago15 min
Your Income Tax: Brackets, Withholding, and Your Refund
In this episode of Money Lessons, Andy explains how the federal income tax is calculated, starting with four definitions every taxpayer needs: taxable income, the tax bracket, the marginal rate, and the effective rate. He works a single filer's 2026 tax one bracket at a time to show why someone in the 22 percent bracket pays about 13 percent, and why a raise never leaves you with less after tax. From there he explains how an employer estimates withholding every payday, why a refund is your own money coming back without interest, and how the Form W-4 lets you change that estimate at any time. AndrewTemte.com
- 3 weeks ago37 min
Forty Trillion Dollars — What the National Debt Means for Your Household
In this special edition of Money Lessons, Andy takes the national debt's crossing of forty trillion dollars on August 18 and explains what the number is made of — the debt held by the public, and the money the federal government owes its own trust funds. He shows why interest now takes eighteen and a half cents of every dollar the government collects, and why "we'll grow our way out" and "inflation will take care of it" are the same answer. Ray Dalio's three-percent deficit target anchors the arithmetic, and the 2026 Trustees Reports show where the pressure lands next. Andy closes with what the debt means for your mortgage, your savings, and your benefits across three time horizons, and what you can do about it through three of the six jobs your money has. AndrewTemte.com
- 3 weeks ago14 min
Anatomy of a Pay Stub: The Deductions You Chose, the Ones You Didn't, and the Pay You Never See
In this episode of Money Lessons, Andy reads a pay stub for the lines most people skip past. He sorts every deduction into two types — the ones the law requires and the ones you elected, usually in the paperwork on your first day — and explains why a health premium, an HSA, and a retirement contribution come out of your pay before your taxes are figured, and why the federal taxes don't all treat those deductions the same way. Along the way he clears up the most common misunderstanding on the stub: the Social Security line is a tax paid to today's retirees, not a deposit into an account with your name on it, and the story of the first person ever to collect a monthly check shows why. He closes on the pay that never appears on the stub at all — the employer's share of the premium and the retirement match — and why two jobs with the same salary can pay very different amounts. AndrewTemte.com
- Sep 5, 202611 min
Nudge and Sludge: The Vocabulary of Everyday Money Decisions
In this episode of Money Lessons, Andy supplies the vocabulary behind three weeks of teaching on habits, defaults, and friction. Herbert Simon — who was never an economist — challenged his era's assumption that buyers decide with complete information, and won a Nobel Prize for finding those limits inside companies before anyone thought to look for them in customers. Richard Thaler named the arrangement of options in front of you choice architecture, and a decade after publishing Nudge with Cass Sunstein, he coined sludge for friction pointed at the person who has to get through it. AndrewTemte.com
- Aug 29, 202611 min
The Money Machinery Someone Else Built for You
In this episode of Money Lessons, Andy turns from the money machinery listeners build themselves to the machinery that gets installed before they arrive. He starts with the default — what happens if you do nothing — and shows how much of a household's money moves according to settings that somebody at a company chose in advance. The workplace retirement plan serves as the rare example of a default that works in the saver's favor, along with a caution that plenty of employers are still exempt from it. From there he takes up friction, the effort standing between wanting something and having it, and traces how the same business will strip every step out of a purchase and then build steps into the exit. AndrewTemte.com
- Aug 24, 202620 min
The Same Old Songs: What Musical Taste Reveals About Financial Change
In this special edition of Money Lessons, Andy takes on a question that sits underneath most of personal finance: why change is so hard. A complaint about his band's setlist leads to the research on why musical taste is set around age fourteen — and to the study showing that appetite for financial risk locks in the same way, set by whatever the markets were doing when a person first had money in play. Neither one was a decision. Both feel like one. AndrewTemte.com
Get Money Lessons with Andrew Temte, PhD, CFA summaries in your inbox
Free AI-powered daily recaps. Key takeaways, quotes, and mentions — in a 5-minute read.
Get Free Summaries →Free forever for up to 3 podcasts. No credit card required.
You Might Also Like
Listeners also like.
NerdWallet's Smart Money Podcast
Finance experts answer real-world money questions on budgeting, investing, credit cards, and financial planning with clear, research-backed advice.
How to Money
Two friends break down personal finance topics like debt payoff and investing in simple, practical terms for everyday listeners.
Afford Anything | Get Smarter With Money
A weekly discussion on financial freedom covering psychology, income, investing, real estate, and entrepreneurship with experts.
Planet Money Summer School
A crash course in economics that teaches fundamental concepts through real-world examples in everyday life.
Slate Money
A weekly analysis of major business and financial news stories.
Money Stuff: The Podcast
A weekly discussion on Wall Street, finance, and related topics with Matt Levine and Katie Greifeld.
The Money Mondays
Business discussions on investments, side hustles, and entrepreneurship with experts, athletes, and influencers in personal settings.
Money Making Conversations Master Class
Entrepreneurs, business leaders, and changemakers share real strategies and mindset shifts that turned ambition into measurable success.
Money Guy Show
Teaches wealth-building strategies to help listeners grow their assets and achieve financial goals efficiently.
Other People's Pockets
Real people share personal stories about earning, spending, and building wealth in candid financial interviews.
Money For Couples with Ramit Sethi
Real couples explore money psychology and relationships, guided by Ramit Sethi to align finances with their shared values and goals.
Merryn Talks Money
A financial podcast exploring markets, investing, and personal finance through in-depth conversations with experts and thought leaders.
About Money Lessons with Andrew Temte, PhD, CFA
Join Dr. Andrew Temte in Money Lessons, a financial education podcast that transforms complex economic concepts into accessible, engaging stories. Each 10-minute episode builds your financial knowledge through historical narratives and practical applications, covering topics such as: How insurance and risk management work Stock market fundamentals and investment principles Banking systems and monetary policy Interest rates, inflation, and economic cycles Credit, debt, and smart borrowing decisions Foundational macro and microeconomic principles that directly apply to personal financial decision-making Building wealth through informed financial decisions Dr. Andrew Temte, a PhD in finance, CFA Charterholder, and former CEO of Kaplan Professional, brings over 15 years of university teaching experience to make finance education approachable for everyone—from high school graduates to seasoned professionals. Unlike traditional personal finance podcasts, Money Lessons uses historical storytelling to reveal how financial systems evolved and why they matter today. Explore how the Knights Templar influenced banking, how the Dutch East India Company created stock markets, and how Benjamin Franklin’s compound interest experiments relate to modern financial decisions. Ideal for young professionals starting their investment journey, parents teaching financial responsibility, or anyone building a foundation for long-term wealth creation.
Customized Recaps
AI-powered recaps with compact key takeaways, quotes, and insights.
Straight to Your Inbox
Get key takeaways from Money Lessons with Andrew Temte, PhD, CFA in a 5-minute read.
Save Hours Every Week
Stay current on your favorite podcasts without falling behind.
Frequently Asked Questions
What is Podzilla's Money Lessons with Andrew Temte, PhD, CFA daily summary?
It's a free AI-powered email that summarizes new episodes of Money Lessons with Andrew Temte, PhD, CFA as soon as they're published. You get the key takeaways, notable quotes, and links & mentions — all in a quick read.
How does the Money Lessons with Andrew Temte, PhD, CFA podcast summary work?
When a new episode drops, our AI transcribes and analyzes it, then generates a personalized summary tailored to your interests and profession. It's delivered to your inbox every morning.
Is this an official Money Lessons with Andrew Temte, PhD, CFA product?
No. Podzilla is an independent service that summarizes publicly available podcast content. We're not affiliated with or endorsed by Andrew Temte.
Can I get summaries of other podcasts too?
Absolutely! The free plan covers up to 3 podcasts. Upgrade to Pro for 15, or Premium for 50. Browse our full catalog at /podcasts.
How often does Money Lessons with Andrew Temte, PhD, CFA release new episodes?
Money Lessons with Andrew Temte, PhD, CFA publishes weekly. Our AI generates a summary within hours of each new episode.
What topics does Money Lessons with Andrew Temte, PhD, CFA cover?
Money Lessons with Andrew Temte, PhD, CFA covers topics including Education, Business, Investing. Our AI identifies the specific themes in each episode and highlights what matters most to you.
Start getting Money Lessons with Andrew Temte, PhD, CFA summaries tomorrow morning.
Free forever for up to 3 podcasts. No credit card required.
Free forever for up to 3 podcasts. No credit card required.