MTM Travel - The Fun Side of Points & Travel!

Citi Adds Lifetime Language, Chase's New 3/24 Rule & Bilt's New Partner Is An Old Friend!

September 24, 2026·24 min
Episode Description from the Publisher

Get a $230 gift card after making a $500 payment with Melio (affiliate) - https://milestomemories.com/go/melio Mark is headed to the Azores, so naturally we start with why Portugal has almost no air conditioning. Then it is a bank-by-bank rundown. Citi added lifetime language to the Strata cards, and nobody knows yet how hard they will enforce it. Chase may have quietly created a 3/24 rule for business cards, you have one week left to move Sapphire Preferred points to Hyatt at 1:1, and Chase's new investing redemption is the least exciting 1 cent per point you will ever see. On the good news side, Bilt reversed its terrible referral rule, now allows product changes with targeted upgrade offers, and added Amtrak as a transfer partner for the first time in years, though at a ratio that stings. Plus Citi adds Japan Airlines with a 30% launch bonus, and a 25% bonus to Avianca that we will politely beg you to think twice about. Is Citi's lifetime rule a dealbreaker for you? Let us know in the comments. Episode Guide: 0:00 Welcome to MTM Travel 0:24 Mark Heads to the Azores & Europe's AC Problem 1:50 Lufthansa's Very German Customer Service 2:53 Last Call: Sapphire Preferred to Hyatt at 1:1 4:34 Does Chase Have a 3/24 Rule for Business Cards? 6:03 Chase's New 1 Cent Investing Redemption 9:03 Melio: $230 Gift Card After a $500 Payment 9:55 Bilt Reverses Its Bad Referral Rule 11:31 Bilt Allows Product Changes & Upgrade Offers 13:01 Bilt Adds Amtrak as a Transfer Partner 16:22 Citi Adds Lifetime Language to the Strata Cards 19:50 What Is Citi Even Doing? 20:51 Citi Adds Japan Airlines With a 30% Bonus 23:03 A 25% Bonus to Avianca (Proceed With Caution)  Links Chase 3/24 - https://milestomemories.com/new-3-24-rule-for-chase-business-cards/ Citi new rules - https://milestomemories.com/citi-tightens-strata-card-bonus-rules-with-new-lifetime-language/ Bilt product changes - https://milestomemories.com/bilt-now-allows-product-changes/ Chase invest - https://milestomemories.com/chase-launches-invest-your-points/ 💳 Join our free Facebook group (16,000+ members) 🏆 Diamond Patreon — bonus shows + Slack community 🥇 Gold Membership ($10/mo) 🎧 Subscribe on Apple Podcasts 📖 Miles to Memories website

Podzilla Summary coming soon

Sign up to get notified when the full AI-powered summary is ready.

Get Free Summaries →

Free forever for up to 3 podcasts. No credit card required.

Listen to This Episode

Get summaries like this every morning.

Free AI-powered recaps of MTM Travel - The Fun Side of Points & Travel! and your other favorite podcasts, delivered to your inbox.

Get Free Summaries →

Free forever for up to 3 podcasts. No credit card required.