Odd Lots
Why Americans Are Falling Behind on Auto Loans At Their Highest Level Ever
December 22, 2025·50 min·5-min readconversationalbusiness
Podzilla Summary (5 min)
TLDR
The episode explores the current state of the U.S. consumer economy, focusing on the K-shaped recovery, rising delinquencies, and the limitations of traditional credit scoring. With inflation, high auto loan costs, and the resumption of student loan payments, financial stress is mounting—
The episode explores the current state of the U.S. consumer economy, focusing on the K-shaped recovery, rising delinquencies, and the limitations of traditional credit scoring. With inflation, high auto loan costs, and the resumption of student loan payments, financial stress is mounting—
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Guest
R
Rikard Bandebo
conversational on Odd Lots
Mentions
Books, people, and resources mentioned in this episode.
People
Rikard Bandebo
Companies
VantageScoreFICOTransUnionEquifaxExperian
Topics
Business ModelsE CommerceEntrepreneurshipFundraisingProduct ManagementSaasStartupsVenture Capital
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