
Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3728: Jen Hayes explains why knowing what to do with your money so often fails to change what you actually do with it. Drawing on Brooke Castillo's thoughts, feelings, actions, results model, she argues that habits like overspending are attempts to dull an unpleasant emotion, so a spending ban built on resentment tends to collapse. Her fix works on the money mindset underneath the behavior: change the thought driving the feeling, or learn to name and sit with the emotion instead of spending your way around it. Read along with the original article(s) here: https://jenhayes.me/the-real-reason-why-you-cant-break-your-bad-money-habits/ Quotes to ponder: "When we aren't intentional with our finances, we do what's familiar." "When we try to break these bad habits without understanding why we do them in the first place, we fail." "When you allow yourself to truly feel an emotion, instead of resisting it or avoiding it, you will probably find that the emotion isn't that bad and it will pass." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices
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3727: 11 Tips From My New Millionaire Friend by J. Money of Budgets Are Sexy on Building Wealth

3726: How To Find A Bargain When Making A Big Purchase by Michael Smith with Financial Finesse on Intentional Spending

3725: Can You Actually Time the Stock Market? by Phil Town of Rule One Investing on Stock Market Investing

3724: Constant Retirement Withdrawals: Realistic or Not? By Darrow Kirkpatrick of Can I Retire Yet on Safe Withdrawal Rate
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