The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

Market Update - This Will Have The BIGGEST Impact On The 2027 Housing Market

October 8, 2026·41 min
Episode Description from the Publisher

Higher mortgage rates are putting pressure on the housing market, and first-time homebuyers could gain more negotiating power heading into 2027. With buyer demand subdued and inventory building, sellers are facing more competition, creating opportunities for lower home prices, seller credits, and better terms.In this live episode of The Educated HomeBuyer, Jeb Smith and Josh Lewis break down the economy, mortgage interest rates, and the housing market outlook for 2027 while answering your questions live. We’ll discuss what these changes mean for buying your first home, how higher rates affect affordability, and why a lower home price doesn’t automatically mean a lower monthly payment.If you’re preparing to become a homeowner, join us to learn how to evaluate your options, understand your buying power, and make a confident decision.Start Here 👇🏻✅ Ready to buy? Know exactly what you can afford, how much cash you’ll need, and which mortgage strategy fits you best before you fall in love with the wrong house.Start your homebuying journey✅ Not sure if you’re ready yet? Take the free 2-minute quiz to see where you stand, what may be holding you back, and your best next step.Take the homebuyer readiness quizWork With JebJeb Smith | Real Estate Broker | DRE #01407449Real BrokerBuying in a market you don’t fully understand is stressful. Jeb walks you through it in plain language so you know exactly what you’re getting into before you make an offer.Work With JoshJosh LewisMortgage Advisor | Certified Mortgage Consultant | NMLS #234220United American Mortgage Corporation714-916-5727

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