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The Personal Finance Podcast: Daily Summaries Delivered
by Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how.
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- Today59 min
Why Your Healthcare Costs Keep Rising with Dr. Jordan Grumet
Healthcare costs have been climbing around 7% a year. Andrew sits down with Doc G (Dr. Jordan Grumet), hospice physician and author of The Healthcare Heist, to break down exactly how a routine ER visit turns into a five-figure bill and where every one of those dollars actually goes. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode Where your money actually goes on a routine ER visit, line by line The billing trick hospitals use to make your visit look more complicated than it was Why insurers quietly stopped fighting big hospital bills, and how that shows up in your premium The reason your doctor orders tests they already know you do not need How to audit a medical bill before you pay it, and the mistake that saved one listener $6,000 The HSA strategy that turns saved receipts into tax-free income years later What to actually budget for health coverage if you retire before 65, plus three lower-cost alternatives most people never hear about Why the long-term care bill you are afraid of is far less likely than you think, and how to fund it anyway Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Andrew’s Favorite Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c Best IRAs https://secure.money.com/lp/iras/lp/best-iras-master-money?pcuid=oe09b73d1952&jump_from_embed=true&wafid= Book/s Mentioned The Healthcare Heist by Jordan Grumet https://a.co/d/091yO9cW The Purpose Code by Jordan Grumet https://a.co/d/0aQIAFvZ Taking Stock by Jordan Grumet https://a.co/d/03cjorhk Episode/s Mentioned How to Figure Out How Much is ENOUGH with Jordan Grumet https://youtu.be/d7nZVBHBtCI How to Find Your Purpose And Build A Life You Love With Jordan Grumet https://youtu.be/H0KUUmc3B30 How to Negotiate Your Bills (and SAVE 6-Figures!) https://youtu.be/bgIcmuK7FK8 Watch Next The System to Pay Cash For Cars (and NEVER Have a Payment Again!) https://youtu.be/kgmjjQEN3Xs Reset Your Money Mindset, Get Out of Debt, Save for a House & Understand Credit Scores (Money Q&A) https://youtu.be/JGoKB92rddo Are Trump Accounts Worth It? (And What's Actually Better) https://youtu.be/jJKCfTvTm0Q The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher) https://youtu.be/37zVUL0e2TE How Much More Expensive Has Life ACTUALLY Become Since 2020? https://youtu.be/_n8qUA3NsoI Connect with Jordan Website → https://jordangrumet.com/ X → https://x.com/earnaninvest Facebook → https://www.facebook.com/earnandinvest Books → https://jordangrumet.com/books Podcast → https://www.earnandinvest.com/ Spotify → https://open.spotify.com/show/2CdpAR3sgltBBhDcpWRq0g Newsletter → https://jordangrumet.substack.com LinkedIn → https://www.linkedin.com/in/jordan-grumet-38a506179/ Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Have you ever caught a mistake on a medical bill or negotiated one down? Drop the number you saved in the comments. Learn more about your ad choices. Visit megaphone.fm/adchoices
- 2 days ago1h 3m
The System to Pay Cash For Cars (and NEVER Have a Payment Again!)
The average American spends over $900 a month on car payments for a depreciating asset. Here is how to stop and what to do with that money instead. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode Why paying cash for cars is not about being cheap but about buying your financial freedom back The three specific methods Andrew uses to build up enough cash to never finance a car again The 24/12/10 rule that protects you if you do have to finance and exactly what each number means Why most people who say they will invest the difference never actually do and what happens to that money instead How to build a mini portfolio that lets your assets pay for your vehicles instead of your paycheck When it actually makes sense to keep fixing your current car instead of buying a new one Q&A: Should a 27-year-old with $100K invested pay down student loans or keep investing? Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Mentioned Andrew’s Favorite Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c Best IRAs https://secure.money.com/lp/iras/lp/best-iras-master-money?pcuid=oe09b73d1952&jump_from_embed=true&wafid= Index Fund and ETF Cheat Sheet https://mastermoneyresources.com/index-fund-cheatsheet Tool/s Mentioned Car Buying Calculator https://mastermoney.co/how-much-car-can-you-afford/ Compound Interest Calculator https://expert-hustler-605.kit.com/aefaaad27e Book/s Mentioned Rich Dad Poor Dad by Robert Kiyosaki The CashFlow Quadrant by Robert Kiyosaki Watch Next Reset Your Money Mindset, Get Out of Debt, Save for a House & Understand Credit Scores (Money Q&A) https://youtu.be/JGoKB92rddo Are Trump Accounts Worth It? (And What's Actually Better) https://youtu.be/jJKCfTvTm0Q The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher) https://youtu.be/37zVUL0e2TE How Much More Expensive Has Life ACTUALLY Become Since 2020? https://youtu.be/_n8qUA3NsoI Chasing a Higher Savings Rate, Semi-Retiring in Our 40s & Rebuilding After Bankruptcy (Money Q&A) https://youtu.be/OobdeA8qYbA Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Are you currently paying off a car loan? Drop it in the comments and tell us what method you are using. Learn more about your ad choices. Visit megaphone.fm/adchoices
- 1 weeks ago1h 7m
How Do I Reset My Money Mindset and Get Out of Debt? Pause Investing to Save for a House? How Does a Credit Score Actually Work? (Money Q&A)
One episode packed with everything from debt payoff psychology to investing for a special needs child. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode Why the debt snowball beats the debt avalanche for most people and how to use psychology to actually stick with your payoff plan How a 49-year-old with a paid-off house and $525K invested should think about paying off a car loan vs staying invested The Solo 401k strategy every self-employed freelancer needs to know about and why it blows every other account out of the water How a railroad worker with a special needs child should structure their accounts to protect benefits and leave the right legacy How to shift from a scarcity mindset to an abundance mindset when your finances are actually doing well The package delivery text scam costing Americans $470 million a year and exactly what to look for How credit scores actually work and the two factors that make up 65% of your entire score Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Mentioned Wallet Burst Coast FI Calculator: walletburst.com Episode/s Mentioned Why Coast FIRE May Be The Perfect Strategy for You with Andy Hill https://mastermoney.co/the-personal-finance/why-coast-fire-may-be-the-perfect-strategy-for-you-with-andy-hill/ How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) https://youtu.be/80_EAuZYz7Y Watch Next Are Trump Accounts Worth It? (And What's Actually Better) https://youtu.be/jJKCfTvTm0Q The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher) https://youtu.be/37zVUL0e2TE How Much More Expensive Has Life ACTUALLY Become Since 2020? https://youtu.be/_n8qUA3NsoI Chasing a Higher Savings Rate, Semi-Retiring in Our 40s & Rebuilding After Bankruptcy (Money Q&A) https://youtu.be/OobdeA8qYbA The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is the one area of your finances you feel like you finally have figured out and the one area you are still working on? Drop both in the comments below. Learn more about your ad choices. Visit megaphone.fm/adchoices
- 1 weeks ago48 min
Are Trump Accounts Worth It? (And What's Actually Better)
The government just created a brand new account that hands your kid $1,000 in free money from birth. Here is everything you need to know before you miss the window. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode What Trump accounts actually are and why they work like a traditional IRA in a costume Who qualifies for the $1,000 government seed and the $250 Dell gift and how to claim both The $5,000 annual contribution limit and the business owner loophole most people do not know about The tax catch that catches most parents off guard and how to plan around it The Roth conversion window that could get your kids millions in completely tax-free retirement money When a custodial Roth or 529 is actually the better move than a Trump account The exact steps to open one today and what Andrew is personally doing for his own three kids Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Mentioned Master Money Blueprint https://mastermoneyresources.com/master-your-money-blueprint Watch Next The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher) https://youtu.be/37zVUL0e2TE How Much More Expensive Has Life ACTUALLY Become Since 2020? https://youtu.be/_n8qUA3NsoI Chasing a Higher Savings Rate, Semi-Retiring in Our 40s & Rebuilding After Bankruptcy (Money Q&A) https://youtu.be/OobdeA8qYbA The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is your plan for building wealth for your kids right now? Drop it in the comments and tell us if Trump accounts could be part of that plan. Learn more about your ad choices. Visit megaphone.fm/adchoices
- 2 weeks ago1h 2m
The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher)
Vanguard just released research showing the most important factor in retirement is not how much you saved. It is how much you withdraw every single year and most people have no idea what that number should be. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode Why your retirement balance is not what determines success and what actually does How reducing your withdrawal rate by just half a percent can add up to five years to how long your money lasts Why longevity is actually a bigger risk to your retirement than a stock market crash The default account withdrawal order that can cut your lifetime tax bill by 14% When Roth conversions actually make sense and the specific window most retirees completely miss How dynamic spending and guardrails let you spend more in good years without blowing up your plan in bad ones The one thing Vanguard says people five years from retirement should change immediately Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resource/s Mentioned Vanguard’s Research Library - https://corporate.vanguard.com/content/corporatesite/us/en/corp/what-we-think/investing-insights/research-library.html Vanguard’s Retirement Income Research Paper - https://corporate.vanguard.com/content/dam/corp/research/pdf/vanguard_principles_retirement_income.pdf Episode/s Mentioned This is THE BIGGEST RISK to Your Retirement Portfolio https://youtu.be/7gXKEy66-bA Watch Next How Much More Expensive Has Life ACTUALLY Become Since 2020? https://youtu.be/_n8qUA3NsoI Chasing a Higher Savings Rate, Semi-Retiring in Our 40s & Rebuilding After Bankruptcy (Money Q&A) https://youtu.be/OobdeA8qYbA The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk Connect with Garrett LinkedIn → https://www.linkedin.com/in/garrett-harbron-j-d-cfa-cfp%C2%AE-867647a Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: After hearing this episode, what is the one thing you are changing about how you think about retirement income? Drop it in the comments and tell us what you are doing differently starting this week. Learn more about your ad choices. Visit megaphone.fm/adchoices
- 2 weeks ago54 min
How Much More Expensive Has Life ACTUALLY Become Since 2020?
That $100 you had in 2020 only buys $77 worth of goods today. Here is exactly how much more expensive every single category of your life has become since then. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode Why the 29% inflation number feels like a lie and why it actually is for most households How home prices rose 53% and why today's buyer finances $100,000 more than six years ago The grocery items that got hit hardest and why your personal food inflation is higher than the average Why the average new car payment is now $750 to $940 per month and how to win with cars instead How childcare now costs more than in-state college tuition in 38 states The insurance categories quietly draining your budget without you even noticing What actually got cheaper since 2020 and how to use it to your advantage right now Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Total Cost of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/ Auto Insurance https://secure.money.com/pr/h1ba429e808a Episode/s Mentioned Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o The Insurance Crisis Nobody Is Talking About (With Bob Litterman) https://youtu.be/gBuIOQKQgFM Watch Next Chasing a Higher Savings Rate, Semi-Retiring in Our 40s & Rebuilding After Bankruptcy (Money Q&A) https://youtu.be/OobdeA8qYbA The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64 Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: What is the one expense in your life right now that feels completely out of control compared to just a few years ago? Drop it in the comments and tell us what you are doing about it. Learn more about your ad choices. Visit megaphone.fm/adchoices
- 3 weeks ago1h 4m
Should I Chase a Higher Savings Rate? Can We Semi-Retire in Our 40s? How Do We Rebuild After Bankruptcy? (Money Q&A)
One episode that covers everything from bankruptcy recovery to retiring in your 40s. 👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You'll Learn in This Episode Whether rate chasing your high-yield savings account is actually worth the time and the math behind it The exact steps to rebuild your finances and your credit after filing for bankruptcy How to find a CPA who earns more than they cost and the questions to ask before hiring one When a financial advisor actually makes sense and when you are better off without one Why a 32-year-old with $900K in net worth should be thinking about a taxable brokerage account instead of maxing retirement accounts Three new scams targeting everyday people right now including QR code fraud and fake finance apps Why SGOV might be a smarter place to park short-term cash than your high-yield savings account Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclasshttps://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com Policygenius → Free life insurance quote http://policygenius.com Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Scribe → Sign up for a 30-day risk-free trial http://www.scribe.how/pfp DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Tool/s Mentioned Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist How To Find The Right CPA: Questions To Ask https://expert-hustler-605.kit.com/7476361316 Book/s Mentioned Brandon Turner Books (BiggerPockets Publishing): The Book on Investing in Real Estate with No (and Low) Money Down The Book on Managing Rental Properties The Book on Rental Property Investing Robert Kiyosaki Books (Mindset): Rich Dad Poor Dad The CashFlow Quadrant Single-Family Focus: Building Wealth One House at a Time by John Schaub Motivational/Foundational: The Millionaire Real Estate Investor by Gary Keller Apartments/Multifamily: Ken McElroy's books on apartment investing (published by Kiyosaki's company) Numbers/Analysis: What Every Real Estate Investor Needs to Know About Cash Flow by Frank Gallinelli Creative Financing: Pace Morby's book on creative financing (published by BiggerPockets) Episode/s Mentioned The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU How to Access Your Retirement Accounts EARLY (Roth IRA Conversion Ladder for the FIRE Movement) https://youtu.be/ut8rDIJ1kSI The Financial Freedom “Stack” ANYONE Can Use to Retire Early (BiggerPockets) https://youtu.be/ElRrBDz7e1U?si=62baruuyFgdIJdeb Watch Next The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64 The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo Connect with Andrew Website → https://mastermoney.co Instagram → https://instagram.com/mastermoneyco X → https://x.com/mastermoneyco TikTok → https://tiktok.com/@mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: If you could ask Andrew one money question live on the show right now, what would it be? Drop it in the comments and join the Master Money newsletter to make it happen. Learn more about your ad choices. Visit megaphone.fm/adchoices
- 3 weeks ago57 min
The Best and Worst Frugal Habits (Ranked!)
Most people think being frugal means cutting every expense. The truth is, some frugal habits build wealth while others actually keep you poor. 👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24 What You'll Learn in This Episode The difference between being frugal and simply being cheap Which everyday habits actually move the needle on your net worth Why your time is often worth more than saving a few dollars The highest ROI frugal habits that can save you thousands every year How to spend more on the things you truly value while cutting back elsewhere Which "money-saving" habits are secretly wasting your time and energy Andrew's S-Tier, A-Tier, B-Tier, C-Tier, D-Tier, and F-Tier rankings for 27 popular frugal habits Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/ 👉 Join Andrew's FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you'll become smarter with your money in 5 minutes or less each week! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals - Indeed → Get a $75 sponsored job credit http://Indeed.com/personalfinance - Wayfair → Up to 60% off | MEMORIAL DAY WAREHOUSE CLEAROUT http://wayfair.com - Policygenius → Free life insurance quote http://policygenius.com - Chime → Get more rewarding fee-free banking at https://www.chime.com/PFP - Monarch Money → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP - Scribe → Sign up for a 30-day risk-free trial scribe.how/pfp - DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/ Resources Mentioned Master Money Academy Master Money Newsletter Favorite Credit Cards Insurance Comparison Resources Previous episodes on negotiating bills, rent, and insurance Watch Next https://youtu.be/LG1Jr2xeuDo https://youtu.be/l5YZy2q_aVY https://youtu.be/JIZ1WrS91v4 https://youtu.be/e8r5h7RkOyo https://youtu.be/GYtfRluCfv0 Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: Which frugal habit has made the biggest difference in your finances and which one do you think is a complete waste of time? Learn more about your ad choices. Visit megaphone.fm/adchoices
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About The Personal Finance Podcast
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how.
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