335. Your Rich BFF Vivian Tu: $1M Bet, $8.2M Creator Empire & The Truth About Money in 2026

Vivian Tu, aka Your Rich BFF, is back on Trading Secrets nearly three years after her first appearance—and a lot has changed. With over 10 million followers and $8.2M in annual earnings, Vivian breaks down exactly where the money comes from, including brand deals, speaking, books, and podcasting, plus the team and expenses behind that massive top-line number. She reveals why she invested over $1M of her own money into building Ask Dolly, her new financial wellness app, and why she chose to self-fund instead of raising outside capital. Vivian also shares how she’s grown her audience without spending a dollar on paid ads, why she still posts every day, and how the creator economy is evolving beyond traditional influencers. Plus, Vivian gets into the current financial uncertainty, emergency funds, high-interest debt, wedding budgeting after her Lake Como wedding went 3X over budget, and the $10K wedding expense she regrets. She also opens up about speaking on financial policy, whether she’d ever consider politics, and why her newest Trading Secret is knowing when it’s worth fighting for what you want. Host: Jason Tartick Audio: John Gurney Video: Marc Colcer Guest: Vivian Tu Learn more about your ad choices. Visit podcastchoices.com/adchoices