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Uncensored Money: Daily Summaries Delivered
by Melissa Browne: Ex-accountant, Ex-Financial Advisor & Ex-Working till I dro
Join me, Melissa Browne, ex-financial advisor, ex-accountant, ex-working till I drop. Now serial entrepreneur, best selling author and financial educator as I talk all things money. Why a podcast about money? That's because as women we're choosing not to talk about it and when it comes to dealing with money - we're kind of sucking at it. There is a wage gap that exists not simply in the corporate world but in the world of small and medium business owners where women should be on par with men. There is a gap between men and women that we've tossed in the too hard basket for the moment in our superannuation funds. And there's a widening gap between those who own property and those who do not. And let's not even talk about the role money and power holds in our society. That's why ladies I believe finance is a feminist issue. It's time we started to uncensor money. Here you'll find chats about money where we throw off the notion that money is crass or uncomfortable. It's all about being open and honest about money.
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- 2 weeks ago46 min
Why I'm shutting down a 7 figure (annually) program in my business
After more than a decade, 6,000+ women and many of their partners, and more financial transformations than we can count, Mel is closing the My Financial Adulting Plan. For good. Yes, she's closing rather than selling her continuing her 7 figure business. You might think she's crazy (she does a little too, that's OK.) But in this episode, Lawsie turns the microphone around and asks Mel the questions everyone has been too polite to ask. Why? What did it cost her personally to keep going? Was there a moment she almost changed her mind? And what does she hope the 6,000+ women who've been through MFAP actually walk away with? This is an honest, unscripted conversation between two people who built something together and are figuring out in real time what it means to close it. No sales script. No polished answers. Just Mel and Lawsie the way you love them. If MFAP has ever been on your radar, there are two rounds left. This conversation is the best reason to stop waiting. You can check out MFAP here: https://www.melissabrowne.com.au/financialadulting For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Links mentioned in the episode are below My Financial Adulting Plan can be found at melissabrowne.com.au/financialadulting Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.
- 3 weeks ago26 min
The Budget without the BS: What the 2026/27 Federal Budget Actually Means for Your Money
Last night's Federal Budget made a splash — but did it go far enough? In this episode, Mel gives you her unfiltered take on the 2026/27 Budget and walks you through exactly what's changing, who's affected, and what (if anything) you actually need to do about it. No political spin. No media clickbait. Just plain-English answers from someone who's spent 25 years in accounting and financial education. In this episode, Mel covers: Her honest take on the Budget — and why she thinks Labor stumbled on the biggest reform opportunity The Working Australians Tax Offset and the lifted $1,000 receipt-free deduction threshold Negative gearing changes for established properties — who's affected, who isn't, and the critical timeline <li class="OutlineElement Ltr SCXW221598925 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"multilevel"}" data-aria-posinset="4" data-
- Apr 29, 202634 min
Why I'm shutting down a 7 figure (annually) program in my business
After more than a decade, 6,000+ women and many of their partners, and more financial transformations than we can count, Mel is closing the My Financial Adulting Plan. For good. Yes, she's closing rather than selling her continuing her 7 figure business. You might think she's crazy (she does a little too, that's OK.) But in this episode, Lawsie turns the microphone around and asks Mel the questions everyone has been too polite to ask. Why? What did it cost her personally to keep going? Was there a moment she almost changed her mind? And what does she hope the 6,000+ women who've been through MFAP actually walk away with? This is an honest, unscripted conversation between two people who built something together and are figuring out in real time what it means to close it. No sales script. No polished answers. Just Mel and Lawsie the way you love them. If MFAP has ever been on your radar, there are two rounds left. This conversation is the best reason to stop waiting. You can check out MFAP here: https://www.melissabrowne.com.au/financialadulting For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Links mentioned in the episode are below My Financial Adulting Plan can be found at melissabrowne.com.au/financialadulting Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.
- Mar 18, 202628 min
Uncensored Money Season Eight: Interest Rates, Inflation & Uncertainty: How to Stay Calm With Your Money
If it feels like everything is getting more expensive right now… you're not imagining it. Petrol prices are rising. Inflation is back in the headlines. Interest rates may move again. And share markets are bouncing around. Add global uncertainty into the mix and it's no wonder so many people are feeling nervous about their finances. In this episode, Mel talk through what's actually going on and more importantly, what you can do about it. This isn't about panic or drastic changes. It's about coming back to the fundamentals and building a strategy that works no matter what's happening in the economy. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Links mentioned in the episode are below Find $10K in 12 Months Freebie can be found at melissabrowne.com.au/find$10kin12months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.
- Mar 11, 202627 min
If I Was Turning 50 Again, Here's What I'd Do (Money, The Gen X Edition)
If you're in your 50s and thinking it might be "too late" to change your financial future, this episode is for you. In this Gen X edition of the series, Mel shares what she would do differently if she was turning 50 again when it comes to money, investing and financial independence. Because while time matters, strategy matters more. Too many women in their 50s are focused solely on paying off the mortgage, assuming investing is over, or avoiding the uncomfortable question of "how much do I actually need?" This episode is about replacing wishful thinking with clarity and making the next decade financially powerful. We cover why your home is an asset but not necessarily a retirement plan, why knowing your "number" matters more than ever, and how to find more cash without working yourself into the ground. If you're Gen X, consider this your financial pep talk. Because we've adapted before and we can absolutely do it again. In This Episode, We Discuss • Why focusing only on paying off the mortgage can limit your retirement strategy • The difference between assets and investments • Why knowing your retirement "number" matters in your 50s<span class= "LineBreakBlob BlobObject DragDro
- Mar 4, 202647 min
Daring to be Wealthy
What if the world of finance was never designed with women in mind? In this special episode, Mel sits down with Lawsie to talk about her new book, Dare to Be Wealthy and the deeper truth behind why wealth still feels uncomfortable, taboo or "not for us" for so many women. This isn't just a conversation about investing, debt or super. It's about the subtle messages women absorb over a lifetime that shape how we earn, spend, save and dream, often without even realising it. Mel shares the personal experiences she's never spoken about publicly before, why she believes women need a financial revolution, and the biggest myths keeping women from building real financial independence. We also explore the things traditional finance books never talk about including hormones, ADHD, shame, reinvention, and why so many capable women still believe they've left it too late. If you've ever felt behind, overwhelmed, or quietly unsure whether wealth is really "for you," this episode is your reminder that it is. And that it's never too late to begin. In This Episode, We Cover • Why the word <span class= "NormalTextRun Contextu
- Feb 25, 202638 min
If I Was Turning 40 Again, Here's What I'd Do Differently (Money Edition)
Turning 40 isn't a crisis. It's clarity. In this episode, Mel and LL unpack what they'd do differently financially if they were entering their 40s again. From investing myths to hormone health, divorce realities and reinvention. Because here's the truth: Your 40s aren't too late. They're often where confidence, income and courage finally align. We cover: • Why women (but not men) think they've "left it too late" to start investing • How $500 per month invested for 30 years could approach $1 million • Why investing doesn't have to be complicated (yes, even one broad-based ETF can be enough) • The mortgage obsession trap and why paying it off first doesn't always "math" • The real overspending stats behind Buy Now Pay Later (+54%) and credit cards (+18%) • The $17 billion impact of perimenopause and menopause on Australian women's earnings and super • Brain fog, automation and protecting your financial decision-making during hormonal transitions<span class= "SCXW121641754 BCX0"
- Feb 18, 202632 min
If I Was in My 30s Again, Here's What I'd Do (Money Edition)
Your 30s are loud. Careers accelerate. Babies arrive (or don't). Relationships change. Houses get bought. Everyone looks like they've figured it out and suddenly money decisions feel heavier and more permanent. In this episode, Mel and Lawsie talk about the decade where momentum matters more than perfection. Because wealth in your 30s isn't built through dramatic moves. It's built through consistent ones… and by refusing to compare your life to someone else's highlight reel. We cover: – why small, boring investing still wins (even now) – the super conversation couples avoid and why women pay for it later – the insurance decisions that need to happen before life happens – avoiding the "dream home" golden handcuffs – lifestyle creep, pay rises and actually keeping your extra income – and the two habits quietly sabotaging women's finances: comparing and pressing pause This episode is for women earning well and women rebuilding because both can feel behind for different reasons. You're not late. You just need to start moving.<span class="EOP SCXW29465780 BCX0" data-ccp-props=
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About Uncensored Money
Join me, Melissa Browne, ex-financial advisor, ex-accountant, ex-working till I drop. Now serial entrepreneur, best selling author and financial educator as I talk all things money. Why a podcast about money? That's because as women we're choosing not to talk about it and when it comes to dealing with money - we're kind of sucking at it. There is a wage gap that exists not simply in the corporate world but in the world of small and medium business owners where women should be on par with men. There is a gap between men and women that we've tossed in the too hard basket for the moment in our superannuation funds. And there's a widening gap between those who own property and those who do not. And let's not even talk about the role money and power holds in our society. That's why ladies I believe finance is a feminist issue. It's time we started to uncensor money. Here you'll find chats about money where we throw off the notion that money is crass or uncomfortable. It's all about being open and honest about money.
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