MTM Travel - The Fun Side of Points & Travel!

Chase's Eye Opening Card Strategy, IHG Refreshes Everything & The 2 Browser Trick?!

October 8, 2026ยท27 min
Episode Description from the Publisher

Get a $230 gift card after making a $500 payment with Melio (affiliate) - https://milestomemories.com/go/melio Rakuten sign-up link (referral) Get $50 when you spend $50 - http://milestomemories.com/go/rakuten IHG and Chase just overhauled the entire IHG card lineup, with a brand new $350 Premier Select card, higher annual fees, and status getting pulled from a card a lot of you carry. We dig into who the new card actually makes sense for, the catch hiding in its food and beverage credit, and why the old $49 IHG card is about to cost a lot more. Plus Rakuten just posted its best Bank of America offer yet, Chase may let other banks approve the co-brand applicants it turns down, and some Sapphire Preferred cardholders are getting 75,000 point upgrade offers. Then we get nostalgic about the two browser trick and the Wild West days. Which IHG card is looking better for you? Let us know in the comments. Episode Guide: 0:00 Welcome to MTM Travel 0:40 Rakuten's Best Bank of America Offer Yet 3:04 Denied by Bank of America & Waiting on Atmos 4:34 IHG's Big Card Refresh & the New $350 Premier Select 6:00 The Food & Beverage Catch & an Easy $200 Flight Credit 7:20 Diamond for $25K & the Premier Card Loses Platinum 8:28 Stacking Elite Nights & the $40K Free Night 11:13 Your $49 IHG Card Is Doubling & Why to Grab the Select Now 13:52 Fourth Night Free Gets Harder & Why IHG Is Undervalued 15:42 Melio: $230 Gift Card After a $500 Payment 16:19 Chase May Let Other Banks Approve Its Co-Brand Cards 18:20 Fintech Sweep Accounts & the FDIC Fine Print 21:56 Chase's 75K Sapphire Upgrade & a Possible 175K Stack 23:41 The Two Browser Trick & the Wild West Days 25:33 The AA Shutdowns & Executive Card Churners 26:24 Final Thoughts Links IHG refresh - https://frequentmiler.com/all-the-existing-ihg-credit-cards-have-been-refreshed-here-are-the-changes/ BofA Rakuten - https://milestomemories.com/rakuten-offering-extra-bonus-for-bank-of-america-cards/ Old IHG $49 card - https://milestomemories.com/chase-updates-legacy-ihg-select-card/ Chase upgrades - https://milestomemories.com/75k-upgrade-offer-to-sapphire-reserve/ Chase second look idea - https://www.doctorofcredit.com/jpmorgan-chase-looks-to-open-second-look-applications-for-cobranded-cards/ ๐Ÿ’ณ Join our free Facebook group (16,000+ members) ๐Ÿ† Diamond Patreon โ€” bonus shows + Slack community ๐Ÿฅ‡ Gold Membership ($10/mo) ๐ŸŽง Subscribe on Apple Podcasts ๐Ÿ“– Miles to Memories website

Podzilla Summary coming soon

Sign up to get notified when the full AI-powered summary is ready.

Get Free Summaries โ†’

Free forever for up to 3 podcasts. No credit card required.

Listen to This Episode

Get summaries like this every morning.

Free AI-powered recaps of MTM Travel - The Fun Side of Points & Travel! and your other favorite podcasts, delivered to your inbox.

Get Free Summaries โ†’

Free forever for up to 3 podcasts. No credit card required.