Free Daily Podcast Summary
She's On The Money: Daily Summaries Delivered
by Victoria Devine
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- Yesterday34 min
Bridesmaid Duties Are Destroying My Budget (And Possibly Our Friendship)
Your bestie just asked you to be their bridesmaid, which has you wondering: will you (or your friendship) ever financially recover from this? Happy Friday Drinks to all who celebrate. In this week’s episode, Victoria and Jess cover the costs of being a bridesmaid in a distressed (but very relatable) DM. With nuptials on the menu, they also respond to a Money Dilemma which asks which money chats should we be having before getting engaged? Before linking your life (and your finances) with your lover, what money stories, habits and convos need to be tabled and how do you have these chats when love and money are often at odds with each other? As always, the gang will be bringing you Money Wins of the week, plus Broke Tips for making your budget that much happier come payday. 💬 Wanna be on the pod? Send us your Money Dilemma via voice note on our website. 📩 Got a question you’re dying to ask? Slide into our DMs. ⭐️ And, if you loved this episode, you know what to do. Join our 400K+ She's on the Money community in our Facebook Group (🔍 ShesontheMoneyAUS) and follow us on Instagram @shesonthemoneyau for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289See omnystudio.com/listener for privacy information.
- 3 days ago38 min
The Price of Pretty: Exploring the Cost of Beauty Standards
Skincare, makeup, and beauty treatments. When did they first pop up on our spending radar and why? This week’s Deep Dive gets a little… deep. Bec and Jess discuss the cost of beauty standards: who sets them, sustains them, and how we might look at the whole topic with a raised (and sometimes fluffed) eyebrow. Because, whether you overtly subscribe to them or not, beauty standards don’t just affect folks who love a trend, they have the tendency to impact our spending habits and perceptions of value, and even our self worth. And it’s not just women either, just consider the whole looksmaxxing thing. Between the double standards, unrealistic expectations, and self-expression of it all, how have our perceptions around beauty shifted and what are we really buying into? From body hair to full-coverage foundation and the rituals of getting ready, tune in if you’ve ever wondered what we really think about the price of pretty, how we’re feeling about ‘preventative’ measures, and which standards we’re willing to bin at our next earliest convenience. Should we share what our community actually spends on beauty products? Let us know in the comments. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. FREEBIE: Get our free savings challenge resource here. THOUGHTS? DISCUSS. Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA our zero-judgement support network for money tips. Ask questions, share rec’s, and celebrate your wins with a like-minded community of 300,000+. And follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.
- 5 days ago41 min
I Grew Up Terrified of Money. Now I'm Saving $2,000 a Week
This week's Money Diary is proof that earning more money doesn't automatically make you feel secure. Growing up, she was constantly worried about money. Not because her family was struggling, but because she'd picked up on snippets of conversations and quietly convinced herself there was never enough. So she did what a lot of us do. She worked hard. Really hard. She got her first job at 14, worked multiple jobs through uni, saved obsessively and thought financial security would come from earning more. But after graduating and looking closely at her spending for the first time, she realised something surprising: the problem wasn't how much she earned. It was how little attention she was paying to where it was going. Fast forward to today and she's investing in ETFs, saving around $2,000 a week, planning to buy her first property, and building wealth with far more confidence than she ever thought possible. This conversation is about scarcity mindset, the stories we inherit about money, and what happens when you finally stop being scared of it. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.
- 1 weeks ago34 min
Stay or Pay: Sacrificing Money Goals By Staying In a Job You Love
They’re in the same role as you, have less experience and are somehow being paid more? A whopping $25k more. So, are you being underpaid or simply not asking for what you’re really worth? On this week’s Friday Drinks, we’re covering career-coded Money Dilemmas. One person asks whether it’s ever worth it to stay in a job you love, even if it means taking longer to reach your money goals. And someone’s being underpaid! Or are they? With a less-experienced colleague being paid more for the same role, this community member asks whether they’ve missed their moment to ask for a raise – or if they’re simply being underpaid by a whole $25k. From knowing your worth to knowing your values, this episode is nothing to sniff at. A big thankyou to the team at eBay for sponsoring this episode! To learn more about free selling, check out their website. Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA our zero-judgement support network for money tips. Ask questions, share rec’s, and celebrate your wins with a like-minded community of 300,000+. And follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.
- 1 weeks ago46 min
‘Is The Cover In Your Super Enough?’ And Other Quickfire Insurance Questions With Skye Wealth
So you can be overinsured and you can be underinsured, but can you ever just be insured enough in your super? ‘10 Things I Hate About You’ jokes aside, we yapped about insurance with friend of the pod Phil Thompson from Skye Wealth. Join us on the Deep Dive couch as we unpack a couple of case studies to demonstrate what it might look like to be overinsured, plus how an underinsured person might get sufficient cover, followed by a quickfire round of questions from our She’s on the Money community. Tune in if you’ve ever wondered: what percentage of your income should be spent on insurance, if the coverage in your superannuation is enough to see you through, or if you’ll still be covered with ADHD. Relatable, tbh. Self-employed, unemployed, or in your 40s, Phil’s got an A for so many of your Qs. SORT YOUR INSURANCE: Thanks once again to our partners Skye Wealth for bringing this episode to your feed. If you're ready to chat to a professional about your insurance, we have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. EVEN MORE EPISODES: Listen to our insurance playlist here.Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.Follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
- 1 weeks ago47 min
She Gave Up Uni, Work and Financial Control for Love. Leaving Changed Everything
A little heads up before you press play: this episode contains conversations about financial abuse and coercive control. It’s an incredibly important conversation, but please look after yourself while listening. This week’s Money Diary is raw in a way I don’t think I was fully prepared for. At 21, she fell in love with an older man and slowly built a life around him. Over time, she gave up uni, stopped working, helped raise his children, and handed over control of her finances without really realising how much of herself she was losing in the process. What started as “he’s just better with money” slowly became something much darker. By the end of the relationship, she was working unpaid for his business, questioning her own worth constantly, and living in a situation so controlling that she had her own fridge in the garage because she’d been made to feel like a burden. And still… she didn’t call it financial abuse at the time. After 14 years, one moment finally pushed her to leave. She packed up her dog, moved back in with her parents, got a new job, started learning about money for herself, and began rebuilding from scratch. Now she has a growing investment portfolio, a $50k house deposit, and something even bigger than that: independence. This conversation is heartbreaking, hopeful and honestly incredibly important. Because financial abuse rarely starts with one giant red flag. Most of the time, it happens slowly… until one day you realise you don’t recognise yourself anymore. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.
- 2 weeks ago38 min
Nothing To Smile About: When Debt Costs You Dental Visits
The dentist can be spenny, but necessary. So what happens when you can’t afford an appointment? And what if your treatment is kinda important or worse… urgent? This week on Friday Drinks, we discuss a Money Dilemma that questions whether we can ever really afford to miss health-related appointments when we’re in debt. We also answer a DM that’s all about diversification and whether buying diversified ETFs is enough. If you’ve been afraid to ask the question or considering how to diversify your portfolio, this episode’s for you. New here? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA our zero-judgement support network for money tips. Ask questions, share rec’s, and celebrate your wins with a like-minded community of 300,000+. And follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.
- 2 weeks ago49 min
ETFs Explained: Everything You Need to Know Before You Buy Your First One
Spoiler: ETFs aren’t that deep. So why are so many of us (okay, you) still so intimidated by them when it comes to investing? On this week’s Deep Dive, Bec and Victoria cover the acronym that’s causing a stir in our comments section. Exchange Traded Funds or ETFs are just one of the ways that many Aussies are investing, and for good reason too. They’re a bundle of shares that give you some healthy exposure to a range of companies, industries and asset classes that you mightn't have otherwise. In this episode, we’ll cover what ETFs are, how they work, and why they’re such a compelling investment option. Thanks to our episode partners Sharesies, we’ll show you how to get started on their platform, as well as which ETFs have risen in popularity in recent times (and why!). From percentages to performance, common mistakes and money tips, learn how to make your money work harder for you with ETFs. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here. SHARESIES CODE: Sign up for the investing platform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest. NEW HERE? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.
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About She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance. It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
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