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The Journal.: Daily Summaries Delivered
by The Wall Street Journal & Spotify Studios
The most important stories about money, business and power. Hosted by Ryan Knutson and Jessica Mendoza. The Journal is a co-production of Spotify and The Wall Street Journal.
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The most recent episodes — sign up to get AI-powered summaries of each one.
- Today21 min
Americans Have More Credit Card Debt Than Ever
The collective credit card debt of Americans has reached an all-time high of $1.25 trillion. Soaring interest rates and stubborn inflation have also led more people to be late making their credit card payments or not paying at all. WSJ’s Dan Frosch reports on why that debt is growing and where people can turn for help. Jessica Mendoza hosts. Further Listening: Swipe, Spend, Repeat: The Perks Arms Race in Your Wallet Student-Loan Debt Is Strangling Gen XSign up for WSJ’s free What’s News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
- Yesterday22 min
How AI Is Being Trained to Do Your Job
There’s a new gig economy that involves training AI to do white collar jobs. And one company, Mercor, is leading the charge. The training startup hired 30,000 contractors just last year to help AI companies get their models trained up on sophisticated roles. Ryan Knutson spoke to one former Mercor contractor about the job and WSJ’s Katie Bindley lays out the tactics that have landed the startup in hot water. Further Listening: The ‘Class of AI’ Enters the Workforce AI Is Coming for Entry-Level Jobs Sign up for WSJ’s free What’s News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
- 2 days ago16 min
Can the U.S. Keep Chinese Cars Out?
China’s carmakers like BYD, Geely and Great Wall Motor have seen immense growth in recent years. But their cars are not for sale in the U.S. due to high tariffs and tight regulations. WSJ’s Ryan Felton reports on America’s rising interest in Chinese cars, particularly because they’re so affordable. Jessica Mendoza hosts. Further Listening: - Move Over, Humans. China's Robots Are Taking Over - How China's BYD Overtook Tesla - China and the U.S. Are in a Race for AI Supremacy Sign up for WSJ’s free What’s News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
- 3 days agonarrative24 min4-min read
Americans Are Leaving the U.S. in Record Numbers
A growing number of Americans are choosing to leave the U.S. for countries abroad, driven by high costs, safety concerns, and a desire for a better quality of life. This shift challenges America’s long-held identity as a nation of immigration and signals a deeper structural change in how people view life in the United States.
- 4 days agoconversational22 min5-min read
Why Hollywood Can't Find Good Scripts
Franklin Leonard, founder of The Blacklist, discusses how his annual list of unproduced screenplays has reshaped Hollywood’s approach to discovering talent and identifying commercially viable scripts. What began as an anonymous email survey among industry peers in 2005 has evolved into a data-backed platform that validates the economic power of strong writing and aims to democratize access in an industry historically defined by gatekeeping and insular networks.
- 1 weeks agoconversational22 min4-min read
The ‘Class of AI’ Enters the Workforce
College graduates of 2026, the first cohort to have lived through the rise of AI during their entire college careers, are entering a job market defined by deep uncertainty and mixed messages about artificial intelligence. While commencement speakers promoting AI as the future are being booed, students express both fear and optimism about how AI will reshape their careers—especially entry-level roles they’re just beginning to fill.
- 1 weeks agonarrative22 min4-min read
The Shakeup Coming for Car Dealerships
Carvana’s acquisition of a small Arizona dealership and its application of a digital-first, no-salesperson model to new car sales signals a growing threat to the traditional dealership system, long protected by state franchise laws. This shift, alongside direct-to-consumer moves by Tesla, Scout Motors, and Amazon’s entry into car sales, suggests a pivotal moment in the evolution of how Americans buy vehicles.
- 1 weeks agoconversational20 min4-min read
Is Florida Just for Rich People Now?
Florida, long known as an affordable destination for retirees and middle-class families, is undergoing a dramatic transformation as an influx of wealthy residents drives up housing costs and reshapes the state’s economy. This shift is pricing out lower- and middle-income Floridians, threatening the growth model the state has relied on for decades.
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About The Journal.
The most important stories about money, business and power. Hosted by Ryan Knutson and Jessica Mendoza. The Journal is a co-production of Spotify and The Wall Street Journal.
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