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Retirement planning usually focuses on one big question: Do you have enough to retire? Daniel Goldie knows that’s not the whole story. A former professional tennis player who transitioned into another successful career as a financial advisor in 1991, Goldie knows something about leaving one identity behind and building another. In his new book, The Retirement Answer: The Six Key Decisions Every Retiree Needs to Make, he draws on decades of client experience to examine the six key decisions that shape retirement. In this conversation, Daniel and Joe discuss why it helps to retire to something rather than simply from work, why accomplished savers can struggle to give themselves permission to spend, and what couples should talk through before retirement arrives. Daniel also raises a provocative question: as your remaining time becomes increasingly valuable, when does trading more of it for money stop making sense? Daniel Goldie joins us from Palo Alto, California. _________________________ Bio Daniel Goldie is the author of the new book The Retirement Answer: Six Key Decisions Every Retiree Needs to Make. Daniel is a Senior Wealth Advisor with Focus Partners Wealth, one of the largest fiduciary advisory firms in the United States. He holds a BA in economics from Stanford University and an MBA from U.C. Berkeley’s Haas School of Business. He is a CFA® charterholder and a Certified Financial Planner™ and has been frequently recognized by Barron’s as one of the nation’s top financial advisors. Goldie co-authored The Prudent Investor’s Guide to Beating Wall Street at Its Own Game and The Investment Answer. He began his investment career in 1991 after retiring from the ATP Tour, where he was a Wimbledon quarterfinalist and won four professional titles. A former NCAA men’s singles champion for Stanford, he has been inducted into the Intercollegiate, Northern California, and Stanford Sports Halls of Fame. __________________________ For More on Daniel Goldie The Retirement Answer: Six Key Decisions Every Retiree Needs to Make Website __________________________ Other Podcast Conversations You’ll Also Love Spend More, Worry Less: The Forever Paycheck – Jean Chatzky What If Retirement Is the Wrong Goal? – John Coleman Retiring: Creating a Life That Works for You – Teresa Amabile ___________________________ Wise Quotes On Preparing for Both Sides of Retirement “The financial ones are actually, believe it or not, easier. They’re quantifiable. Everyone thinks about retirement that way. They don’t always think about the non-financial aspects.” On Setting a Direction “It’s important to retire to something rather than retiring from something. You’ve got to have an objective.” On the Value of Your Time “As you get older and your life expectancy is shortening, the value of your time is going up.” ___________________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with their own financial motives, that cover the money side of the street. This podcast is different. You’ll get smarter about the investment decisions you’ll make about the most important asset you’ll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how the Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one — on your own terms. About Your Podcast Host Joe Casey is an executive coach who helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a 26-year career a
We’re looking for a few lifelong learners to join us in a new free monthly discussion group Learn more and sign up here _________________________ Clients tell me that no matter how much they were looking forward to retirement, there comes a moment when they feel that something’s missing. After a demanding corporate career, Charles Chumley discovered that the hardest thing about retirement wasn’t giving up a title. It was losing the built-in structure of having somewhere to be and someone needing him to be there. An unlikely new pursuit helped him find his footing: building elaborate sandcastles. In this conversation, Charles shares what mornings on the beach taught him about identity, failure, creativity, and impermanence. He also explains why clarity about your next chapter is more likely to come from doing than through endless thinking, and why people approaching retirement should begin testing new interests before they leave full-time work. We also discuss his book Every Grain Is Real: What the Sand Teaches, how the question “What do you do?” changes after you retire, and why he believes you should start trying something new before you’re ready. Charles Chumley joins us from Greece. ________________________ Bio Charles E. Chumley spent three decades in corporate America before retiring to find out what the sand had to say. Since then he has been kneeling on two beaches, Playa del Carmen, Mexico and Gulf Shores, Alabama, building sandcastles before anyone else arrives and paying closer attention than he planned to. The result is Every Grain Is Real: What the Sand Teaches, a memoir in forty-four chapters that is funny in the right places, honest throughout, and ends on a beach at dawn with everything the tide could not take. Chuck is also the creator of the Paintbrush series, children’s books following Paintbrush the cat through pickleball courts, Kung-Fu masters, wise grandmothers, and America’s 250th birthday. The series has nothing to do with sandcastles and everything to do with the same belief that got Chuck to the beach every morning: that showing up and trying something new is always worth it. He lives in Roswell, Georgia with his wife Pam, who is quieter and funnier than he is. All author royalties from Every Grain Is Real are donated to Family Promise, which helps families experiencing homelessness. _________________________ For More on Charles Chumley Every Grain Is Real: What the Sand Teaches Website Free Resources – Three short guides on lessons learned you can use Sandcastles _________________________ Other Retirement Podcast Conversations You’ll Love The Art of the Interesting – Lorraine Besser, PhD Two Grannies on the Road – Beth Sobiloff & Marcia Rothwell Purpose Driven Retirement – Jet Vertz _________________________ Wise Quotes On Creating “What I had to learn…is that I need to make something. I don’t have to manage it or evaluate things, but actually make something, and that could just be making a difference somewhere.” On “So, What Do You Do?” “I think ultimately pe
For decades, the message is clear: save, invest, and build your retirement nest egg. Then retirement arrives, and suddenly you are expected to reverse course. For many people, watching the balance decline feels wrong, dangerous, or even irresponsible. Jean Chatzky believes the solution is both financial and behavioral. In this conversation, she discusses her new book The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money. Jean explains how structuring part of your retirement assets as a dependable monthly paycheck may make it easier to spend, reduce anxiety, and enjoy the life you worked to fund. She shares research suggesting that retirees with pension-like income spend more than those with a similar amount, and tells the moving story of watching her own mother resist touching principal for two decades. Jean Chatzky also offers a balanced, consumer-minded look at annuities: where guarantees may help, why putting all of your assets into one is unwise, how much might be appropriate, and which questions to ask. The conversation closes where good retirement planning should perhaps begin: with the life the money is meant to support. Jean discusses envisioning retirement, road-testing new pursuits, considering phased retirement, and solving the surprisingly concrete challenge of what to do with your hard earned freedom. In this episode, you’ll learn Why spending can feel emotionally harder than saving, even for financially secure retirees What research reveals about guaranteed income and actual retiree spending How Jean Chatzky plans to combine an annuity with other investments in her own retirement Which expenses a retirement paycheck might reasonably cover What to compare before purchasing an annuity Why a phased retirement can reduce both financial and identity risk How to begin designing the time, relationships, learning, and purpose that retirement will offer ____________________ Bio Jean Chatzky is the author of The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money. She is a regular contributor to The Oprah Winfrey Show, the financial editor for NBC’s Today show, a contributing editor for Money and Time, and a columnist for The New York Daily News. She hosts a daily national radio program on Oprah and Friends, XM, and is the author of four books, including the bestseller Pay It Down! ________________________ For More on Jean Chatzky The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money Website ________________________ Other Retirement Podcast Conversations You’ll Love The Retirement Savings Time Bomb – Ed Slott Mattering…in Retirement – Jennifer Breheny Wallace Shifting From Saving to Spending in Retirement – Richard Sheffield _______________________ Wise Quotes On Shifting to Spending “Flipping the switch to spending is highly uncomfortable…If you’ve been saving for a life that you have wanted to live, not allowing yourself to live it, it feels like we need a different solution…My hope is that this strategy will enable people to stop worrying as much, to start spending more of what they’ve worked so hard to save.” On Annuitizing “I’m going to take about a third of my money, what I need to cover my fixed expenses, but also the things that I really don’t want to do without.” On a Forever Paycheck “People who had paychecks spent double in many cases because they knew that those paychecks were going to continue to come.” ___________________________ About <a href="https://www.retirementwisdom.com/the-retirement-wisdom-podca
Is optimism something you’re born with, or something you can learn? John Trauth, author of Maintaining Optimism While Aging, believes that the way we process events plays an important role in how we navigate aging, setbacks, and major life transitions. In this conversation, John shares lessons from Positive Psychology, his own experiences with adversity, and a useful framework for examining negative events using 3 questions from Martin Seligiman’s work on Learned Optimism: Is this permanent? Is it pervasive? And how much of it is personal? Leaving work to retire comes with losses; the structure that organizes your day, the community that surrounds you, and a sense of purpose that has grown over decades. John explains why anticipating those losses, and deliberately planning to replace them, can make the transition to retirement more successful. He also makes an interesting case for planning ahead for some of the realities of aging: not as an exercise in pessimism, but as a way to reduce uncertainty and free yourself to concentrate on living now. John Trauth joins us from Sausalito, California. __________________________ Bio John Trauth, MBA is a management consultant based in San Francisco and the author of Maintaining Optimism While Aging. He was born in New York, graduated from Colgate University with majors in Economics and Psychology, and proceeded to earn his MBA from the Amos Tuck School at Dartmouth, majoring in marketing, finance and corporate social responsibility. He has worked for large management consulting firms in both Boston and San Francisco. For the last 10 years, he has run his own consulting practice specializing in strategic planning. He and his wife Astrid lived in France in the mid-1990’s, is fluent in French, and now resides in Sausalito, California. He is co-author, with Alan Bernstein, of “Your Retirement, Your Way,” which achieved the #1 position in Amazon’s “retirement book” category , and later was rated by Consumer Reports as one of the 15 best books on retirement. John and Alan gave keynotes and seminars around the country, counseling people on planning strategically for their retirement. In writing Maintaining Optimism While Aging, John collaborated again with Alan who provided his perspectives, guidance, and experience as a renowned New York City psychotherapist working with people in major life transitions. _________________________ For More on John Trauth Maintaining Optimism While Aging Website _______________________ Other Retirement Podcast Episodes You’ll Also Love Breaking the Age Code – Dr. Becca Levy Thinking Better to Live Better – Dr. Woo-kyoung Ahn Change Your Questions, Change Your Life…in Retirement – Marilee Adams, PhD _________________________ Wise Quotes On Optimism “Some people grow up in bad circumstances but still are optimistic. So, it’s really not baked into your personality as much as it is baked into your thought process. And if you can change your thought process, you can basically change whether or not you’re optimistic, pessimistic or in the middle.” On Metacognition “If you can really think about thinking, really embrace metacognition and understand why you think the way you do, then you can change how you think. But if you don’t know the why, you can’t change the how.” On Optimism & Adversity “When you’re hit with some of these things, there’s a natural tendency to feel a sense of helplessness. That’s very normal. You need to go through that. It’s like when someone close to you dies. You’ve got to grieve. You got to go through that. It doesn’t mean it has to last forever. You’re going to get through it, but you need, mentally to process that, and to be able to then pick
Who are you when your role at work changes? Psychologist and author Marisa Franco, PhD rejoins us to discuss her new book Worth: The New Science of Self-Esteem and Attachment. We explore self-worth, identity, relationships, and the challenge of becoming someone new. She explains why our sense of worth often becomes attached to achievement and professional identity, and why major transitions such as retirement can shake that foundation. Marisa Franco offers a different approach: develop a sense of worth that isn’t dependent on remaining who you’ve always been. ________________________ Bio An enlightening psychologist, New York Times bestselling author, and TED speaker, Dr. Marisa G. Franco is known for digesting and communicating science in ways that resonate deeply enough with people to change their lives. Dr. Franco works as a professor at The University of Maryland and authored the New York Times bestseller Platonic: How The Science of Attachment Can Help You Make – and Keep – Friends and her new book Worth: The New Science of Self-Esteem and Attachment. She writes about relationships for Psychology Today and has been a featured connection expert for major publications like The New York Times, The Telegraph, and Vice. Dr. Franco speaks on how to build relationships with yourself and others at corporations, government agencies, non-profits, and universities across the country, including Harper Collins Publishers, Cisco, American Association for the Advancement of Science, and The Department of State. _________________________ For More on Marisa G. Franco, PhD Worth: The New Science of Self-Esteem and Attachment Website Her first visit with us on her book Platonic about making friends as an adult ___________________________ Open to another take on worth? (Highly recommend) Taylor Mali – What Teachers Make (3 minute video) ___________________________ Other Retirement Podcast Conversations You’ll Love Self-Compassion – Dr. Kristin Neff</p
What does it really mean to take charge of your health? Lucy McBride MD, believes it involves much more than tracking your numbers. Good health is also about understanding the less measurable parts: what’s happening in your life, your relationships, stress, habits, emotional patterns, and your history. Dr. Lucy McBride, a primary care physician and author of Beyond the Prescription: A Doctor’s Guide to Taking Charge of Your Health, joins us to discuss how to become a more informed, proactive annd empowered partner in your own healthcare. We discuss the difference between control and agency, why your bio contains important health data, the “patient personality” each of us brings into the doctor’s office, when health tracking helps (and when it doesn’t) and why the transition to retirement can make structure, movement, social connection, and daily routines even more important. Lucy McBride, MD joins us from Washington DC. _________________________ Bio Dr. Lucy McBride is a board-certified internist who has practiced primary care medicine in Washington, DC, for over two decades. She is a native Washingtonian who attended the National Cathedral School before earning her undergraduate degree from Princeton University. She graduated with honors from Harvard Medical School and earned a Master’s Degree in Pharmacology as a Fulbright Scholar at the University of Cambridge, U.K. She completed her internship and residency in Internal Medicine at Johns Hopkins Hospital. Dr. McBride has become a nationally recognized voice in healthcare transformation and patient empowerment. She believes that health is not a checklist or an outcome, but rather a lifelong process that requires awareness, acceptance, and agency over what you can change. She is the author of Beyond the Prescription: A Doctor’s Guide to Taking Charge of Your Health (Simon & Schuster, August 2026), which offers a five-step framework for patients to reclaim agency over their health. The book has been praised for bridging the gap between conventional medicine and holistic wellness, refusing false binaries and empowering patients to make informed decisions. She writes the widely-read medical newsletter Are You Okay?, which reaches over 39,000 subscribers weekly with evidence-based guidance on navigating mental and physical health in tandem. She also hosts the top-rated podcast Beyond the Prescription. Dr. McBride’s work has been published in The Atlantic, The Washington Post, and USA Today. She is a frequent media commentator, appearing on NPR, CNN, MSNBC, Morning Joe, and PBS NewsHour, where she provides evidence-based medical advice and advocates for a more comprehensive approach to healthcare. Her mission extends beyond individual patient care to transforming the healthcare system itself. She believes that empowering individual patients creates systemic change—and that primary care relationships, enhanced by technology but centered on human connection, are the foundation of sustainable healthcare transformation. Dr. McBride lives in Washington, DC with her husband and three children. _______________________ For More on Lucy McBride Beyond the Prescription: A Doctor’s Guide to Taking Charge of Your Health Beyond the Prescription Podcast You can learn more about Dr. McBride here. You can subscribe to her free newsletter here. _______________________ Other Retirement Podcasts You’ll Love Eat Your Ice Cream – Ezekiel Emanuel, MD, PhD What Matters Most – Diane Button Inside The Healthcare Heist – Jordan Grumet, MD _______________________ Wise Quotes On Agency “People often don’t realize how much agency they have over their health…When we stop fighting unwinnable battles, we then open up brain space, time, energy to then fight the battles we want to be fighti
Listen in to these highlights from four of our best recent conversations on things likely on your mind in planning for retirement: purpose, identity, curiosity – and experimenting your way into a fulfilling next chapter. They can spark ideas for what’s next for you. Want to go deeper? Listen to any of the full conversations: What If Retirement Is the Wrong Goal? – John Coleman Change Your Questions, Change Your Life…in Retirement – Marilee Adams, PhD Letting Go to Become Who You Truly Are – Deborah Santana How to Flourish…in Retirement – Daniel Coyle _________________________ Guest Bios John Coleman is the author of Good Money: Six Steps to Building a Financial Life with Purpose. He is the author of five books, and he or his work have been highlighted in the New York Times, the Washington Post, the Financial Times, the LA Times, Christianity Today, Forbes, and the Harvard Business Review, among other publications. Marilee Adams, PhD is the Founder and CEO of the Inquiry Institute, and author of Change Your Questions, Change Your Life, now in it’s 5th edition and it has been translated into 26 languages.. She is an award-winning author, executive coach, and leadership consultant whose work has shaped how leaders think, communicate, and make decisions for more than four decades. Deborah Santana is the author of Loving the Fire: Choosing Me, Finding Freedom. Her work has been featured by Vogue, Oprah, and NPR, among other national and literary outlets. She is the founder of the Do A Little Foundation, which supports women and girls in the areas of health, education, and happiness. Her work explores identity, social justice, spirituality, and the power of collective voice. Daniel Coyle is the New York Times best-selling author of nine books, including Flourish: The Art of Building Meaning, Joy, and Fulfillment, The Culture Code and The Talent Code, Winner (with Tyler Hamilton) of the 2012 William Hill Sports Book of the Year Prize, he is a contributing editor for Outside magazine, he also works a special advisor to the Cleveland Guardians. Coyle lives in Cleveland, Ohio during the school year and in Homer, Alaska, during the summer with his wife Jen, and their four daughters. _________________________ Other Retirement Podcast Episodes You May Like Best of 2026 – Part One Best of 2025 – Part Two <a href="htt
Catch up to your money. It’s often ready for retirement before you are. _________________________ What helps wellbeing endure as our lives change? Matt Bloom has spent much of his career studying human flourishing. In this conversation, he brings his insights into retirement and combines it with lessons from his own transition from professor to writer, volunteer and what he calls a “wise elder.” We discuss why wellbeing is built through small daily practices, how adopting a new identity can change your behavior, why many need to become more intentional about friendship after leaving work, and how volunteering and shared-interest communities can create both connection and meaning. Matt also explains how older adults can become “guardians and shepherds” of relationships and shares Map Your Days, a simple practice that takes five minutes a night and that, in 27 years of teaching MBAs and executives, he says has never failed to teach someone something they didn’t know about their own life. Matt Bloom joins us from Colorado. ________________________ Bio Matt Bloom is the author of Lasting Wellbeing: Science-Based Practices for Tranquility, Authenticity, Meaning, and Joy. He is a writer, speaker, entrepreneur, and emeritus professor of management at the University of Notre Dame. Bloom holds advanced degrees in psychology from Cornell University (PhD) and the University of Kansas (MA), and is an award-winning teacher who earned top honors for courses he taught to undergraduates, MBA students, and corporate executives. At Notre Dame, Matt taught classes on innovation and design thinking, organizational change and leadership. As a professor in the Mendoza College of Business, Matt studied well-being for nearly three decades where he led the WorkWell research project. Initially, he and his team of ten researchers focused on the well-being of people in the helping and healing professions: international aid workers, global health professionals, educators, clergy and ministry workers, physicians, and other healthcare professionals, among others. He later broadened his focus to include both well-being at work and in life more generally. The team also launched a first-of-its-kind mobile application to capture daily experiences from several hundred research subjects. Prior to becoming a professor, Matt was a financial advisor at Shearson Lehman Hutton, a consultant at Arthur Young, a psychiatric orderly at The Kansas Institute, and a paramedic for the Douglas County (KS) Emergency Medical Service. Some of Matt’s favorite wise well-being practices: Extended backcountry hiking (5+ days). And, yes, there are no showers or bathrooms Baking hearth bread using natural leavens, mild sourdough starters Scuba diving on coral reefs and wrecks in the Caribbean Catch-and-release fly fishing on small mountain streams Poetry reading using a process he adapted from lectio divina Reading novels. Among his favorite authors are Marilynne Robinson, Richard Ford, Richard Rosso and Abraham Verghese _________________________ For More on Matt Bloom Lasting Wellbeing: Science-Based Practices for Tranquility, Authenticity, Meaning, and Joy Website Ritual app: Download for iOS or Android, or start at ritual.io. _________________________ More Retirement Podcast Conversations You’ll Love How to Flourish…in Retirement – Daniel Coyle Retiring: Creating a Life That Works for You – Teresa Amabile The Good Life – Marc Schulz, PhD _________________________ Wise Quotes On the Value of Small Steps “Our wellbeing rises and falls mostly as a result of little things that we do day by day…We live our values mostly in the little things that we
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